Author: Rahsheen on Black Web 2.0

It seems that the king of search has its competitors nipping at its heels. While Google is still the top of the totem pole when it comes to search, Yahoo and Bing are gaining some ground. There are some major concerns with the numbers, though. Google has taken a stance of not actually creating content while Yahoo and Bing both consist of original and user-generated material. This almost makes it seem like comparing apples and oranges.

Google has a market share of 62.6 percent, down from 63.7 in May, according to Comscore. Both Yahoo and Microsoft’s sites including its flagship search tool, Bing, saw gains, each increasing their numbers from 18.3 to 18.9 percent and 12.1 to 12.7 percent, respectively, from May to June. Yet all three search engines experienced growth year over year, with Bing leading the pack at 77 percent volume growth last year. Google grew 12.7 percent.

The numbers are not all that drastic, but Yahoo and Bing are gaining a little. It’s not surprising that this would be the case. Google is the gold standard when it comes to search. It’s a household name and has even become a verb. Google is everywhere from your desktop to your mobile phone. As far as search goes, they have probably run out of room to grow.

Bing, however, is something new and exciting for many users. Even those happy with Google can’t help but try it out. Microsoft is working very hard to promote Bing and is in no way lacking the resources to do so. Yahoo is actually now using Bing on the back-end for its own search efforts.

Bing also has plenty of money behind it to keep at Google’s heels. Microsoft’s Steve Ballmer stated in 2008 that his company is dedicating five years to building a better site.

The discrepancy in the comparison between Google, Yahoo, and Bing is that Yahoo and Bing are gaming the system. Because they are creating content as well as providing contextual search results, they give themselves an advantage. Google, however, has a policy of not creating any content.

UBS analysts Brian Pitz and Brian Fitzgerald note that a big driver for the market share gains at Yahoo and Bing were the use of contextual searches – searches tied to slide shows and other material in which the search results are offered without specifically being requested. Excluding contextually driven searches, the UBS analysts note, Yahoo gained 10 basis points of market share, and Microsoft 20 basis points.

While they are growing, it’s doubtful that Yahoo and/or Bing will overtake Google any time soon. ComScore will be making moves to exclude contextually driven searches in August.

via Google Loses Search Traffic to Yahoo and Bing: Analysis

Microsoft continues to innovate on multiple fronts to stay on the bleeding edge of productivity and social media. This is primarily through their push into the cloud using Windows Live and their Outlook Social Connector plugin, which connects your regular email with your social networking services. Social Connector initially only supported LinkedIn, but is now also integrated with Facebook as well as Windows Live Messenger. Windows Live now adds the ability to access your contacts across all Microsoft services at one location: http://contacts.live.com.

Microsoft worked side-by-side with Facebook to make sure Social Connector integration was on point. It works mostly as expected, pulling in profile photos and making it easier to see who you’re emailing, but it also pulls in Facebook news feeds from your contacts. While you’re checking your email, you can also see their status updates, picture uploads, wall posts, and other activities.

Keep in mind that you already have information about your contacts from LinkedIn, Live Messenger, MySpace, and Outlook itself. This gives you a broader context for what’s going on with your contacts and will allow you to make sure your interactions are relevant and useful. One additional point is that the social connector platform has been updated to allow for real-time updates. This means that you don’t need to manually refresh anything or worry about whether the information you’re looking at is up-to-date. It all happens for you in the background.

In the latest release of Windows Live, they’ve paid special attention to contact management. In a post on the Windows Team Blog, they talk about how confusing it can be and aim to offer a solution to the problem. They are offering a contacts setup that is similar to what Google already offers:

Up to date
Reflective of all the people you know on all the services you use
Available on all the devices you use (phone, PC, web)

Microsoft wants to take things a step further, though. Rather than simply aggregating all of your contacts, combining the same people from different networks, and keeping everything in sync, Windows Live will eventually let you do things like instant message your Facebook contacts.

The new Windows Live contacts interface will also integrate with your mobile device so that you can have your contacts on the go. The new contacts roll out is working along with the new Hotmail release, so if you don’t see it yet, be patient.

It has long been confirmed that the iPhone has a little reception problem. Not the problem with AT&T dropping the ball, but the issue with its antennae design. The antennae wraps around the outer edge of the phone in such a way that you can easily short out the system just by holding the phone a certain way. The problem is, this is how many people hold their phones. It is now being called the “iPhone Death Grip.”

It’s not clear just how many people have run into the problem, but there have been enough to bring a class action lawsuit against Apple and AT&T. Apple’s responses to claims that the antennae is defective or just poorly designed have been less than stellar. Upset iPhone 4 customers were basically told to not hold the phone that way by Apple CEO Steve Jobs. Later, Apple attempted to blame a software bug.

“Our formula, in many instances, mistakenly displays 2 more bars than it should for a given signal strength,” Apple’s letter reads. “For example, we sometimes display 4 bars when we should be displaying as few as 2 bars. Users observing a drop of several bars when they grip their iPhone in a certain way are most likely in an area with very weak signal strength, but they don’t know it because we are erroneously displaying 4 or 5 bars.”

So, the software bug should be fixed with an update, but does this mean your iPhone 4 antennae problems are solved? Not really. While your phone will more accurately report how bad AT&T’s reception is on the phone, you’ll still get even worse reception by holding your phone in that special way. Real solutions for the problem involve putting a case on the phone or otherwise covering up part of the antennae with tape. I said “real” not “desirable.”

Apple doesn’t seem to want to take any responsibility for the issue, infuriating many customers. It doesn’t look like they will get out of this one unscathed, though. Consumer reports just tested and reviewed the iPhone 4 and, while they say it’s the best smartphone on the market, they can’t officially recommend it because of the antennae problems. When you want to buy this product, we recommend you get a loan first, here is a best site to get a loan.

According to some PR experts, a complete recall is inevitable. According to RWW, “Apple’s stock is taking a hit due to the R-word being batted around, with it already down 4% by 10:45 this morning.” While some claim that this is a non-issue and will all blow over, I think Apple is going to have to do something major to appease their fans and investors.

Many already refer to the iPad as a huge iPhone that can’t make calls, but New York-based voice over IP phone system provider M5 Networks has a way to change that using an application. M5 is in the business of offering small to mid-size companies software that allows them to route calls through the cloud. This lets them make and receive calls from any Internet-connected device, including mobile devices and computers, with the calls appearing to go through their office line. They even offer the ability to start a call on one device and smoothly transition the call in progress to another device.

Just last month, M5 added the ability to make an receive calls on the iPad.M5 Chief Executive Dan Hoffman says this will give their clients more options for handling their phone calls. He also says that “the clearest reason (to take a call on an iPad) is the advantage of running this app on a Wi-Fi connection” and that the iPad has a better microphone.

One interesting scenario that Hoffman puts forward is in using the iPad as a conference phone. Even if there is no phone in the room, the iPad can connect to the Internet. This would allow an individual or group to jump on the conference call regardless of where they might be physically. All they need is a little WiFi.

The application is currently still in the testing phases. Once the iPad gets multitasking as the iPhone has, the possibilities for this M5 calling application become a little clearer. It could be used to view a presentation remotely, while talking to the presenter on a call. A team could collaborate in real-time on a shared document or maybe a Google Wave while discussing the changes on the phone. The possibilities are very interesting.

This is just another move towards blurring the line between phones and computers. The iPad is already in some weird space between your laptop and your cell phone, but giving it the ability to make calls causes even more overlap. At some point, we may have one device that does it all in one convenient and portable package and Our conference tables sourced in San Diego..

via Phoning from the iPad

Microsoft CEO Steve Ballmer promised 14,000 partners at the Worldwide Partner Conference on July 12th that Windows 7 slates would be available later this year.

Microsoft and its existing PC partners, including Asus, Dell, Samsung, Toshiba and Sony, will all be fielding Windows 7 slates in the coming months, Ballmer said. These slates will be available at a variety of price points and in a variety of form factors — with keyboards, touch only, dockable, able to handle digital ink, etc.

The iPad is probably the most well know slate/tablet device out now. Other OS and device manufacturers don’t plan to get left behind, though. There is a lot of buzz in the industry about tablets based on Android, WebOS, and Chrome OS. It’s good to have confirmation that Microsoft isn’t going to be sitting back on their laurels.

We knew MS was working on something cool when Ballmer demoed a prototype of a Windows 7 slate from HP at the Consumer Electronics Show in January. Since then, we haven’t heard much about it. The iPad stole the show, and rumors of other slate-like devices took over from there. While Ballmer never mentioned the competition, we are probably going to see a pretty crowded market this year.

One thing Microsoft has going for it is its ties with the corporate world. Most office computers run Windows, so it’s not a huge leap to allow office workers to use a slate form-factor with a compatible OS on it. Corporate IT departments may be more willing to accept a Windows 7 tablet. This will give workers the flexibility to use the tablet at home and in the office…or in the home office. Other tablet devices are a much harder sell to corporations.

We know that Microsoft is focusing on the slate as a form factor for Windows 8, but that is pretty far off at this point. If they are releasing tablets this year, they will also need to have the proper infrastructure to support them. Namely, some type of app store. Windows 7 will also need some serious changes to make it work well on a touchscreen device. If they execute properly, Microsoft may be able to push the tablet farther than home consumers.

See Also:

• Microsoft’s Ballmer: Windows 7 slates are coming this year
• Windows 7 Slate PC On Their Way. Still!

Video calling has been a hot topic since the release of the latest Android phones and the iPhone 4. This is mostly because of FaceTime, Apple’s solution for robust video calling. FaceTime only allows calls from iPhone 4 to iPhone 4 and both phones need access to a WiFi network. You cannot use FaceTime on your standard data plan.

We’ve seen at least one workaround, but Fring has caused a stir in the market by enabling video calling across the board. This new feature came with the launch of the latest Fring iPhone app. While the quality may not be as good as FaceTime, you could make calls on your standard 3G connection. You could even make calls across networks and to a desktop using Fring’s Skype support. Well, that was until Skype blocked the Fring application.

To be fair, it looks like Fring turned off Skype first. So many people were playing with the video calling feature that their network was strained. To compensate, they temporarily turned off Skype support. Later, they say Skype demanded that they not turn it back on and went so far as to call Skype “cowards.”

Now that fring expanded capacity to support the huge demand for video calling for all users, Skype has blocked us from doing so.

They are afraid of open mobile communication. Cowards.

Needless to say, we are very disappointed that Skype, who once championed the cause of openness is now trying to muzzle competition, even at the expense of its own users.

We’re sorry for the inconvenience Skype has caused you.

You would think that would be the end of it. Skype, possibly afraid of a little competition, decides to block Fring. There is a discrepancy in the story, though. In response to an inquiry from TechCrunch, a Skype spokesperson says they have been debating with Fring about whether they operate in accordance with Skype’s terms of use and license agreements for some time now. They go on to say that they did not block Fring from anything and it was entirely Fring’s decision to stop offering Skype.

This is obviously not the end of the story and it will be interesting to see how this pans out. Until then, you can download Fring, call up your friends, and tell us what you think about it.

Just as Apple’s iAds went into effect, we heard early reports of developers making ridiculous amounts of revenue from them. One particular developer posted his numbers to the social site Hacker News, showing that they had made about $1,400 in a single day. Obviously, those types of returns had other chomping at the bit to get at iAds, but are these numbers realistic?

These numbers show the developer bringing in $1,372.20 in iAd revenue on 9,300 ad impressions. These came with an 11.8% click-through rate, which is not typical at all for these types of ads. His effective cost per 1,000 impressions (eCPM) was $147.55. According to Business Insider, this is about 50-100x the eCPM that other mobile ads bring in. Any developer would code their fingers to the bone to get results like this on ad revenue alone.

Another developer, Kenneth Ballenegger, explains why we shouldn’t get too excited here. One of the most important things to note is that iAds are new, a novelty. Users are probably clicking on them because a) they aren’t sure what the are or b) they just want to see what they’ll do. These are not your average ads, which usually drop you on a landing page somewhere. Most of the iAds are media rich and interactive.

According to a post by Ballenegger: “another important factor to consider: Most competing ad networks refresh their ads every 30s. iAd does it every 3min. Thus, for the time it takes iAd to display one ad, another network gets to show 6.” Because of small factors like this, you can’t make a direct one-to-one comparison to other ad networks.

To get a fair comparison, the refresh rate for iAds needs to be added into the equation. After some fancy math, we find that the eCPM for iAds is closer to $1.60-$2.50. Much less than the $147 reported by the developer on HN, but still a bit higher than the 80 cents or so you might see from Google.

One final factor to consider is the fill rate for iAds. Ballenegger says these are “appalling low.” What happens is that your app requests an ad to display, but there is no ad available. In this case, you miss out on the chance for an ad impression and click-through. Rather than miss out on some cash, Ballenegger recommends falling back on another ad network for failed iAd requests.

Once the hype around iAds dies down, we may still see slightly higher revenues generated from them. As a developer, you probably don’t want to put all your eggs in one basket. Take advantage of all your options to maximize your cash flow.

YouTube has enjoyed great success based on content from it’s users. Sure, the technology that lets us watch all these videos is a factor, but the content is what keeps us coming back. There is a relatively small group of content creators on YouTube that produce some seriously high-quality stuff. They have audiences that rival some network television stations and have been able to generate some serious cash flow from their activities on YouTube. This small group has to handle every aspect of their business and sometimes this quality of work is hard to sustain without help. This is where the YouTube Partner Grant Program comes in.

The YouTube ecosystem is vibrant and growing fast. We have over 10,000 partners, and 94 of Ad Age’s top 100 advertisers have run campaigns on YouTube and the Google Display Network. We’ve made great progress in the last five years. But we think we can do better. That’s why today we are announcing the YouTube Partner Grants program that will invest five million dollars across select new and emerging YouTube partners. Our goal is to catalyze the creation of new ideas and production models from some of our most innovative and original content partners for the benefit and advancement of the entire industry.

A YouTube Partner Grant will augment the production budgets of that small group of YouTube partners who are at the forefront of innovation. The funds will serve as an advance against that partner’s future YouTube revenue share. They will be able to keep themselves afloat based on the quality content they have already contributed.

Here’s how it works:

• YouTube is identifying eligible partners based on factors such as video views, subscribers, growth rate, audience engagement and production expertise
• Selected partners are contacted by YouTube and invited to submit a Grant proposal
• Proposals are evaluated by YouTube based on signals which include projected performance, distribution plan, marketing plan, cost requirements and appeal to advertisers
• If approved, funds are transferred to the partner so they can get started on their project

This is a really big step for a number of reasons. Google has routinely stayed out of the content creation game and, while this doesn’t go directly against that policy, it does place them in a different position on the subject. On another note, there has always been a discussion about content creators being compensated for their work. Not just on YouTube, but elsewhere on the web. This is an excellent example of a service giving back to the community that sustains them.

Gmail FINALLY Adds Custom Email Signatures

Who knows why it took them so long, but you can finally add a rich customized signature to your outgoing mail. No browser plugins, no hacks, no weird cut/paste magic. Just go into your Settings and, in the place that used to have that boring old plain text box, you now have a rich text editor to design your sig. You can even design a separate signature for each email address you have configured. via Gmail Blog

LG Confirms Android Tablet

Not to be left in the dust by competitors, LG plans to release an Android tablet by the end of the year. Specs haven’t been released yet, but it’s been hinted that it will be much different from competing projects. LG will also be releasing a new version of their Optimus Z handset, which will be pre-loaded with Android 2.2. The Android army just keeps growing. via Engadget

YouTube Leanback Lets You Lean Back

Tired of trying to figure out which YouTube video you want to watch? Don’t feel like creating a playlist? Don’t you just wish you could hit a button and entertaining video content just flowed through your screen, letting you lean back and relax? Well, that’s exactly what YouTube Leanback is all about. The goal is to be more like regular television, offering simple controls and a constant flow of video. As soon as you hit the site, videos begin playing based on your YouTube activity and settings. You don’t even need your mouse. Use the left and rightarrows keys to skip and up or down to access more options. Definitely a win for couch potatoes everywhere. via the YouTube Blog

Google Checkout Offers Mobile Payments in Chrome

If you have a Google Checkout account and an Android phone, you may be able to pay for stuff with out the need of a physical payment method. Your phone becomes your currency. The merchant also needs to have a Google Checkout account along with Chrome and the Android Payment Chrome Extesion. When you go to buy your things, the merchant rings you up in Google Checkout, adding all your items, and the plugin creates a QR Code. You scan the code with Android and can pay with your own Google Checkout account. via ReadWriteWeb

According to NewTeeVee, Apple is looking to compete in the instant streaming game against Hulu Plus and Netflix. They are pushing a streaming rental service that would let you watch TV shows instantly for just 99 cents. This is along with the upcoming release of their new Apple TV set-top box.

According to sources, Apple is trying to get TV programmers to let it rent individual TV shows for 99 cents each, as opposed to the $1.99 it receives for sales of standard-definition episodes and the $2.99 it gets for selling HD episodes. The TV rental program would work in much the same way that movie rentals now work through iTunes; once an episode is purchased, the consumer will have 30 days to start watching the video. And once started, the TV rental will be available for 24 hours before it expires.

Hulu Plus and Netflix are both in a growing market as consumers realize a low monthly subscription for streaming video is definitely worth their while. They are both available in a variety of formats on a number of devices, including via the web. You can get an unlimited account with either service for around $10/month.

While it seems that Apple is late to the party, they could still make a grand entrance. They are looking to form partnerships with cable networks to gain access to premium content. We’re talking about shows like Mad Men and True Blood that Hulu Plus won’t have access to. I’d buy that for a dollar. The only caveat here is that Apple is still tied to their own hardware, so you would need an iPhone, Apple TV set-top box, or some other Apple device to participate. I can watch Hulu Plus and Netflix on my Xbox 360, Sony PlayStation 3, iPad, iPhone, Wii, and many other devices.

Even though iTunes has always been tied to Apple hardware, that didn’t stop it from becoming numero uno. In this case, I can see consumers paying for accounts on more than one of these streaming services. Your Netflix or Hulu Plus might cover most of the bases, but you still purchase content a la carte from Apple to fill in the gaps. It just boils down to what gaps Apple will be able to fill.

Would you buy individual TV episodes for a dollar each?

via FastCompany

In an extensive project they have dubbed “Perfect Citizen,” the federal government wants to set up a system to detect cyber assaults on private companies and government agencies. This is to protect critical infrastructure like the electricity grid and nuclear-power plants.

This sounds like a good idea, especially if you saw that movie Live Free or Die Hard. In the movie, Bruce Willis and the Mac Guy try to stop hackers from completely shutting down the United States computer infrastructure. The hackers even crash the stocke market and bring the economy to its knees.

While this is the plot of a movie, it’s not an impossible scenario. In trying to make things more efficient, most of our infrastructure is networked and connected to the Internet. This makes it easier for different pieces to talk to each other, but also opens up the doors to hackers and this is what Perfect Citizen is aimed at stopping.

This is being funded by the multibillion-dollar Comprehensive National Cybersecurity Initiative that started at the end of the Bush administration and has been continued by the Obama administration. There is another side to the story, though. In order to put preventative measures in place to stop hackers, the government will need to listen in on all of our Internet traffic. According to those close to the project:

The surveillance by the National Security Agency, the government’s chief eavesdropping agency, would rely on a set of sensors deployed in computer networks for critical infrastructure that would be triggered by unusual activity suggesting an impending cyber attack, though it wouldn’t persistently monitor the whole system. If you need a high quality and affordable video surveillance, search for Miami, FL SecurityInfo.com. They offer a higher resolution and better motion detection devices as well.

I’m not an expert on network security, but I don’t see how they can detect unusual activity without monitoring persistently. Those computer networks would belong to electric companies, air traffic controls systems, public transit, and other important pieces of infrastructure. The government plans to work with these private companies to come to an agreement on where their sensors should be placed within the private system and what types of sensors should be used.

On the surface, this all seems to make sense. One military official called the program “long overdue” and said “any intrusion into privacy is no greater than what the public already endures from traffic cameras.” I’m pretty sure there are many Americans quite upset about those traffic cameras, though.

via U.S. Program to Detect Cyber Attacks on Infrastructure – WSJ.com

YouTube announced a major update to it’s m.youtube.com mobile site yesterday. It’s going all HTML5 and the quality of the user interface and the videos themselves puts the native YouTube application to shame. A points from the YouTube blog:

• It’s really fast.
• The user interface incorporates larger, more touch-friendly elements, making it easier to access videos on the go.
• It incorporates the features and functionality you’ve come to expect from the .com site, like search query suggestions, the options to create playlists, the ability to designate “favorite,” “like” or “unlike” videos directly from your device.
• As we make improvements to Youtube.com, you’ll see them quickly follow on our mobile site, unlike native apps which are not updated as frequently.

That last bullet point is a bit of a dig at the native YouTube application on Android, which is lagging pretty far behind the YouTube website. An example of this is that the website uses a simple thumbs up/down system for rating videos while the mobile application is still using the 5-star rating system.

There are a number of things we can learn from this announcement. According to YouTube product manager Andrey Doronichev, the new web-based application is superior in just about every way to the native iPhone application. This is proof that you can create a pretty advanced application using simple HTML5, which should make many app and web developers rethink their options.

This move by YouTube also goes right along with Google’s strategy of not developing desktop applications. They want everything in the browser. Your desktop applications and now your mobile applications as well. We are seeing this with the situation about the unreleased Google Voice desktop application, which may never see the light of day.

One obstacle Google faces here is getting users to visit a website instead of clicking an app icon, but it seems they’ve already thought this through. Visiting m.youtube.com from your iPhone will give you the option to “install” it, which simply puts an icon on your phone that opens the website. The iPhone currently uses a busted icon of a TV for YouTube, but this new icon is the actual YouTube logo.

Doesn’t seem far-fetched that we will see more mobile applications based on HTML5. It’s arguably an easier platform to develop for, it works across iOS and Android, and there is no reason they can’t be monetized just as current applications are.

What’s your take? Will HTML5 change the landscape of mobile applications?

via TechCrunch

We still don’t know what King James will do, but it’s coming down to the wire and reports say Lebron may make his announcement by the end of the day. For the last 7 days, Lebron’s free agent status has had the media and social media buzzing. Early in the week, we promised you as much when his name started trending on Twitter.

Since then, it hasn’t stopped. The NBA even used Lebron’s Twitter popularity to drive traffic to their website by purchasing the promoted trend for his name. Their promoted trend kept Lebron in the spotlight and used a promoted tweet in the search results. Later, The King himself even joined Twitter.

Of course, speculation abounds. Many are absolutely positive that Lebron will end up with the Heat. This is where both Chris Bosh and Dwyane Wade, who announced his decision via YouTube, have chosen to play. Along the same lines, others swear he’s going to the Knicks, which gives him the largest stage to perform on. The team that made him, the Cavaliers, are pretty sure he’s not leaving them. In a tweet directed at Lebron from Amar’e Stoudemire, he says: Come join me @Amareisreal in NY, we can do something really special. “Oh, let’s do it”!!

While former Suns teammate of Amar’e Stoudemire, Jared Dudley only averages 8 points a game, a tweet he sent off actually raised MSG’s stock. In the tweet, Jared said “Breaking News!!! My sources tell me Lebron will announce that he will be goin to the NY Knicks tomorrow on ESPN.. this is serious.. WOW!!!”

Madison Square Garden’s stock price (MSG) jumped 6.4% on the speculation that James would be headed east. Volume of the shares traded at five times the daily average to close at $21.57 a share. And after-hours trading bumped it even higher, to $22.14. via LaTimes

Lebron to the Knicks was also mentioned by DeJuan Blair of the San Antonio Spurs, who said “Lebron to the Knicks watch!!!!! Shhhhhhhhhh!” Jay Williams agrees with Dudley and DeJuan, tweeting: “I am going to say this. I just heard from a little bird in his camp, King James and Spike Lee will be seeing a lot of each other next yr.”

The facts are that ESPN has booked the Boys and Girls club of Greenwich, Conn from 7-10pm tonight, just a short drive from Knicks training facility in Greenburgh, NY. ESPN has confirmed that this is where Lebron will make his final announcement, at 9pm. You can be sure Twitter will be on fire tonight. Stay tuned to Black Web 2.0 for the latest.

Your small business is running smoothly. You’re attracting customers. Word-of-mouth and social media is bringing in sales. Your website is on point. The only problem is, you haven’t a clue how to manage and keep track of the money you’re making. You’re not really sure how much money you’re really raking in because you haven’t taken your expenses into account. You feel like business is booming, but you’re having a hard time figuring out your bottom line.

Indinero is a real-time financial dashboard that should help you get your money in order. Backed by Y-Combinator, Indinero wants to be the Mint.com for small business, making it simple for you to manage your businesses money. Other solutions like Quickbooks are often so confusing that you might consider hiring a professional just to run it. Darcy xero services want to help you handle your accounting bookkeeping without you having to learn accounting.

“inDinero helps business owners monitor the financial health of their companies. Most small business owners hate the idea of learning accounting software, so we’ve created a solution that’s easy for anyone to use.

In less than 5 minutes, you’ll know precisely how much you’re earning, spending, what your cash situation looks like, and more. Since inDinero understand your spending, we can also remind you of upcoming bills to pay, and warn you about low balances and unusual account activity. inDinero works for your business, and is a new approach to business finance.”

Indinero, just like Mint, uses Yodlee to allow businesses to connect their bank and credit card account information to financial institutions. Georgia,  an accountant in Loveland, explains that, while it seems like the goal is to get rid of your accountant, this isn’t actually the case. Indinero will help you stay on the same page as your accountant, allowing you to watch your money and make decisions in real-time, while allowing direct export to Quickbooks for your accountant to go over later. That will make your life easier, as well as the Advance Systems software, serving the same purpose.

The real goal here is to make your business more agile while giving you a better idea of how certain decisions will affect your cash flow. Your trusted accountants Bundaberg can come in later and handle all the details, but Indinero will give you the basics you need to run your business with confidence.

New York, NY. The home of the Knicks. The home of Foursquare. So why are Mikhail Prokhorov, Jay-Z, and Gowalla plastered on the side of a building on 34th & 8th overlooking Madison Squa

re Garden? Mikhail is the majority owner of the NJ Nets with hip-hop mogul Jay-Z as the minority owner. Gowalla, based in Texas, is that other location check-in service you may have heard about.

There is actually a good bit going on with this larger-than-life mural looming over the Garden. VaynerMedia, a company composed of Gary and AJ Vaynerchuck, are in the new media consulting business. They work with a range of clients from HipHopAtLunch to, you guessed it, the Nets. Gary also has ties to Gowalla as an investor, so it’s obvious why he’d want their logo on a 225 x 95 foot wall.

The Nets are busy trying to generate buzz for their team and possibly attrack one Lebron James to New Jersey. This little stunt probably won’t help them snag Lebron, but this huge billboard in rival territory definitely has people talking.

As far as Gowalla goes, they are also in rival territory here. This is Foursquare’s city. Foursquare is located in a loft

space in downtown NYC. This is one of the first cities they launched in. This billboard isn’t just for show, it’s actually a venue in Gowalla where you can check in and get a unique item. Oh, and don’t think you can game the system. Gowalla is strictly GPS. You need to physically go there to get the goods.

This looks like a win all around for The Nets and Gowalla, but I think Gowalla and Vaynermedia could have done a better job of really pushing their name out there. Location is a big deal, but it’s not a big deal to the average person yet. Most people haven’t a clue about Gowalla.

The billboard features 3 full website URLs for Facebook, Twitter, and The Nets. Gowalla just has a big logo at the bottom: “Check in with Gowalla to get a special item.” Where is the .com on the end? No iPhone/Android logo? For those New Yorkers know, Gowalla is a local street vendor giving out rainbow snow cones.

Foursquare, however, has done work with reality shows on VH1. People know the name, even though they may not know what it does. Still, Gowalla is making a big play here and this might just be the beginning. I’m just waiting to see if Foursquare responds by tagging up Austin, TX.

via A Russian Billionaire, Jay-Z, And Gowalla Loom Large Over New York